CCGT Exit PlannerBeta

Free Australian CGT calculator

Compare CGT outcomes before you plan your exit.

Estimate and compare transitional capital gains tax outcomes, then pressure-test sale price, inflation and ownership assumptions in plain English.

Model status Ready for reviewAll core checks passing
Market-value tax $324,138Entered valuation split
Treasury proxy tax $359,758Illustrative allocation
Potential method saving $35,620Market value is lower
Distortion score 11.0%High sensitivity
✓
Indicative preferred method

Market value

The difference exceeds the $25,000 materiality threshold. A supportable transition-date valuation warrants priority.

Estimated benefit $35,620
02

Method sensitivity

Market-value benefit $35,620

Positive values favour the market valuation; negative values favour the proxy.

$35.6K-$39.2K-$114.1K-$188.9K-$263.8K$1.5m$2m$2.5m$3m$3.5m$4m
03

Calculation audit trail

Live
CalculationMarket valueTreasury proxy
Transition value $1,600,000$1,479,983
Pre-transition gain $1,000,000$879,983
Tax on pre-transition gain $235,000$206,796
Indexed transition base $1,810,345$1,674,549
Post-transition real gain $189,655$325,451
Estimated total tax $324,138$359,758
04

Inflation × sale price heat map

Market-value benefit
Sale / inflation
1%
2%
3%
4%
5%
$2m
$31,083
$34,078
$37,192
$40,431
$23,936
$2.5m
-$38,734
-$42,466
-$46,348
-$50,383
-$54,577
$3m
-$105,119
-$115,248
-$125,782
-$136,733
-$148,114
$3.5m
-$168,780
-$185,043
-$201,956
-$219,540
-$237,813
$4m
-$230,198
-$252,378
-$275,447
-$299,429
-$324,351

Green values favour the market valuation. Red values favour the illustrative proxy.

05

Ownership scenarios

Editable model next
Lowest-rate scenario SMSF · pension$0 estimated tax
IndividualTop marginal rate incl. Medicare; illustrative
$324,138
Family TrustAssumes distribution to top-rate individual
$324,138
Trust + Bucket CompanySimplified blended-rate scenario
$206,897
Unit TrustAssumes eligible individual unitholder
$324,138
CompanyCompanies generally do not access CGT discount
$356,897
SMSF · accumulationIndicative complying-fund treatment
$128,449
SMSF · pensionEligibility and transfer-balance rules apply
$0

Screening comparison only. Eligibility, distributions, losses, asset ownership, super caps and anti-avoidance rules can materially change outcomes.

Adviser summary

Joe Bloggs · Private business

Prepared from the live scenario assumptions.

Indicative method Market value
Market-value tax $324,138
Proxy tax $359,758
Potential saving $35,620
Distortion 11.0%

Finding

Under the current assumptions, the market value method produces the lower estimated tax outcome. The indicative difference is $35,620 and the transition-date value is $1,600,000.

Priority actions

  1. Confirm enacted law, ATO guidance and asset eligibility.
  2. Obtain a supportable transition-date valuation if the difference is material.
  3. Build taxpayer-specific advice including losses, concessions and distributions.
  4. Retain valuation evidence and adviser sign-off with transaction records.

Transparent by design

Every result traces back to a visible assumption.

The model splits gains at 1 July 2027, retains the entered pre-transition discount, indexes the transition value for inflation and applies the higher of the effective and minimum post-transition rates. The geometric proxy is illustrative—not a representation of final ATO methodology.

Important limitation

This is scenario planning—not tax, legal, accounting or financial advice. It does not model capital losses, small-business concessions, Medicare variations, distributions, franking, Division 7A, superannuation caps or anti-avoidance rules. Verify enacted law and your circumstances with appropriately qualified Australian advisers.